# Treasury Analyst résumé example

Treasury across an Indian manufacturer and an NBFC, measured in basis points saved and idle cash taken off the books.

![Treasury Analyst résumé example — mid level, written for India, set in the Slate design](https://cvaurum.com/img/examples/treasury-analyst.webp)

- Field: Finance
- Career stage: Mid level
- Written for: India
- Design: Slate (https://cvaurum.com/templates/slate)
- Open it: https://cvaurum.com/examples/treasury-analyst

Every name, employer, address, phone number and figure below is invented.

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## Karthik Raghavan — Senior Treasury Analyst

Treasury professional with eight years across manufacturing and non-banking finance, covering debt, liquidity and currency risk. Refinanced ₹380 crore of term debt at 85 basis points below the prior rate.

### Experience

**Senior Treasury Analyst**, Marudham Auto Components Limited · May 2023 – present

Treasury for a listed components maker with ₹1,100 crore of debt across nine lenders.

- Manages the debt book across nine lenders, including covenant testing and the quarterly lender pack that goes to the audit committee.
- Refinanced ₹380 crore of term loans at 85 basis points below the prior rate, cutting annual interest cost by ₹3.2 crore.
- Built a 13-week rolling cash forecast across 11 bank accounts, taking idle balances from ₹64 crore to ₹18 crore and adding ₹1.4 crore a year in yield.
- Hedged $14 million of import exposure with forwards under a board-approved policy, holding realised currency loss to 0.3% against a 2.1% unhedged move.
- Cut bank charges 22% by consolidating collections onto two cash management banks and renegotiating the mandate slab.

**Treasury Analyst**, Neytal Finance Limited · June 2020 – April 2023

- Ran daily liquidity for a ₹2,400 crore loan book through the 2022 rate cycle without one drawdown on the overdraft line.
- Prepared the quarterly asset-liability statements filed with the Reserve Bank of India, closing a structural gap in the 1-to-30-day bucket that had been flagged twice.
- Placed ₹210 crore of commercial paper across four issuances, pricing the last 40 basis points inside the first.

**Finance Executive**, Sevanti Chemicals Limited · July 2018 – May 2020

- Cut days sales outstanding from 74 to 51 by putting a credit-limit check into the order release workflow for 320 dealers.
- Reconciled 36 bank accounts each month and cleared a ₹90 lakh suspense balance that had been carried for three years.

### Education

- MBA Finance · Great Lakes Institute of Management · June 2016 – April 2018
- B.E. Mechanical Engineering · College of Engineering Guindy, Anna University · July 2012 – May 2016

### Skills

- **Treasury**: Cash flow forecasting, Debt refinancing, Working capital, Covenant compliance, Bank relationship management, Commercial paper
- **Markets and risk**: Currency forwards, Interest rate swaps, Asset-liability management, Liquidity coverage, Counterparty limits
- **Regulatory**: RBI ALM returns, FEMA, Ind AS 109, Companies Act 2013
- **Systems**: SAP Treasury, Kyriba, Oracle ERP, Excel, Power BI, Bloomberg Terminal